.guide-page{background:var(--paper)}.guide-hero{position:relative;isolation:isolate;overflow:hidden;padding:clamp(70px,9vw,126px) var(--gutter) clamp(62px,7vw,94px);border-bottom:1px solid var(--line)}.guide-hero::before{position:absolute;z-index:-1;inset:0;content:"";background:linear-gradient(135deg,#edf5e9 0%,var(--paper) 70%)}.guide-hero::after{position:absolute;z-index:-1;top:-22vw;right:-11vw;width:52vw;aspect-ratio:1;content:"";border:1px solid rgba(49,92,72,.16);border-radius:50%;box-shadow:0 0 0 8vw rgba(49,92,72,.025)}.guide-hero__inner,.guide-content,.guide-closing__inner{width:min(100%,var(--max));margin:auto}.guide-hero__label{margin:0 0 20px;color:var(--moss);font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase}.guide-hero h1{max-width:950px;margin:0 0 23px;font-size:clamp(42px,5.2vw,72px);line-height:1.01}.guide-hero__lead{max-width:710px;margin:0;color:#4d5651;font-size:clamp(19px,1.7vw,25px);letter-spacing:-.035em;line-height:1.3}.guide-hero__actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:35px}.guide-content{padding:clamp(66px,8vw,108px) var(--gutter)}.guide-content h2{max-width:800px;margin:0 0 22px;font-size:clamp(31px,3.55vw,52px);line-height:1.04;letter-spacing:-.06em}.guide-intro{max-width:720px;margin:0 0 clamp(40px,5vw,66px);color:#4d5651;font-size:18px;line-height:1.48}.guide-rule{margin:clamp(58px,7vw,92px) 0;border:0;border-top:1px solid var(--line)}.guide-flow{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.guide-flow article{min-height:250px;padding:27px clamp(20px,3vw,42px);border-right:1px solid var(--line)}.guide-flow article:last-child{border-right:0}.guide-flow__number{display:block;margin-bottom:55px;color:var(--moss);font-size:12px}.guide-flow h3,.guide-list h3,.guide-columns h3{margin:0 0 11px;font-size:clamp(21px,2vw,29px);letter-spacing:-.05em;line-height:1.04}.guide-flow p,.guide-list p,.guide-columns p{margin:0;color:var(--muted);font-size:15px;line-height:1.43}.guide-list{margin:0;padding:0;list-style:none;border-top:1px solid var(--line)}.guide-list li{display:grid;grid-template-columns:58px minmax(0,1fr);gap:18px;padding:25px 0;border-bottom:1px solid var(--line)}.guide-list__icon{display:grid;width:40px;height:40px;place-items:center;color:var(--moss);background:var(--lime);border-radius:50%;font-size:16px}.guide-columns{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,7vw,110px);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.guide-columns>div{padding:clamp(34px,5vw,62px) 0}.guide-columns>div+div{border-left:1px solid var(--line);padding-left:clamp(32px,6vw,90px)}.guide-columns ul{display:grid;gap:14px;margin:24px 0 0;padding:0;list-style:none}.guide-columns li{display:flex;gap:10px;color:#4d5651;font-size:15px;line-height:1.4}.guide-columns li::before{content:"✓";color:var(--moss);font-weight:600}.guide-columns--contrast>div:last-child{color:var(--white);background:var(--moss);margin-block:-1px;padding-inline:clamp(28px,5vw,68px)}.guide-columns--contrast>div:last-child h3{color:var(--white)}.guide-columns--contrast>div:last-child p,.guide-columns--contrast>div:last-child li{color:rgba(255,255,255,.78)}.guide-columns--contrast>div:last-child li::before{color:var(--lime)}.guide-table-wrap{overflow-x:auto;border:1px solid var(--line);background:var(--white)}.guide-table{width:100%;min-width:720px;border-collapse:collapse;text-align:left}.guide-table th,.guide-table td{padding:18px 21px;border-bottom:1px solid var(--line);font-size:14px;line-height:1.3}.guide-table th{color:var(--muted);font-size:12px;font-weight:600;letter-spacing:.05em;text-transform:uppercase}.guide-table th:nth-child(3),.guide-table td:nth-child(3){color:var(--moss);background:#edf5e9}.guide-table tr:last-child td{border-bottom:0}.guide-table strong{font-weight:600}.guide-note{max-width:780px;margin:24px 0 0;color:var(--muted);font-size:13px;line-height:1.45}.guide-costs{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.guide-costs article{padding:25px clamp(17px,2.5vw,35px);border-right:1px solid var(--line)}.guide-costs article:last-child{border-right:0}.guide-costs span{display:block;margin-bottom:48px;color:var(--moss);font-size:12px}.guide-costs h3{margin:0 0 10px;font-size:21px;letter-spacing:-.045em;line-height:1.05}.guide-costs p{margin:0;color:var(--muted);font-size:14px;line-height:1.4}.guide-calculation{display:grid;grid-template-columns:auto 1fr;gap:20px;align-items:center;max-width:760px;padding:clamp(25px,4vw,46px);border:1px solid var(--line);background:var(--white)}.guide-calculation__sign{display:grid;width:52px;height:52px;place-items:center;color:var(--moss);background:var(--lime);border-radius:50%;font-size:27px}.guide-calculation p{margin:0;color:#4d5651;font-size:17px;line-height:1.43}.guide-faq{max-width:900px;border-top:1px solid var(--line)}.guide-faq details{border-bottom:1px solid var(--line)}.guide-faq summary{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:20px 0;cursor:pointer;font-size:19px;letter-spacing:-.035em;list-style:none}.guide-faq summary::-webkit-details-marker{display:none}.guide-faq summary::after{content:"+";color:var(--moss);font-size:25px}.guide-faq details[open] summary::after{content:"−"}.guide-faq p{max-width:760px;margin:0;padding:0 40px 23px 0;color:var(--muted);font-size:15px;line-height:1.5}.guide-closing{position:relative;overflow:hidden;color:var(--white);background:var(--moss)}.guide-closing::after{position:absolute;right:-11vw;bottom:-25vw;width:48vw;aspect-ratio:1;content:"";border:1px solid rgba(255,255,255,.18);border-radius:50%}.guide-closing__inner{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:clamp(35px,8vw,120px);align-items:center;padding:clamp(58px,7vw,90px) var(--gutter)}.guide-closing h2{max-width:710px;margin:0 0 17px;font-size:clamp(32px,3.7vw,54px);line-height:1.04;letter-spacing:-.06em}.guide-closing p{max-width:580px;margin:0;color:rgba(255,255,255,.76);font-size:18px;line-height:1.4}.guide-closing .button{min-width:215px;justify-self:end}@media(max-width:850px){.guide-flow{grid-template-columns:1fr}.guide-flow article{min-height:0;border-right:0;border-bottom:1px solid var(--line)}.guide-flow article:last-child{border-bottom:0}.guide-flow__number{margin-bottom:28px}.guide-costs{grid-template-columns:1fr 1fr}.guide-costs article:nth-child(2){border-right:0}.guide-costs article:nth-child(-n+2){border-bottom:1px solid var(--line)}.guide-columns{grid-template-columns:1fr}.guide-columns>div+div{border-top:1px solid var(--line);border-left:0;padding-left:0}.guide-closing__inner{grid-template-columns:1fr}.guide-closing .button{justify-self:start}}@media(max-width:600px){.guide-hero{padding-top:68px}.guide-hero h1{font-size:42px}.guide-content{padding-block:60px}.guide-content h2{font-size:33px}.guide-intro{font-size:17px}.guide-list li{grid-template-columns:45px 1fr;gap:11px;padding:22px 0}.guide-costs{grid-template-columns:1fr}.guide-costs article{border-right:0;border-bottom:1px solid var(--line)}.guide-costs article:last-child{border-bottom:0}.guide-costs span{margin-bottom:25px}.guide-faq summary{font-size:18px}.guide-faq p{padding-right:0}.guide-closing__inner{padding-block:54px}.guide-closing h2{font-size:35px}}